Quite a disappointing loadout especially for a delta wing jet. Even the F-16A in comparison could carry 18 Mk-82 bombs on MERS, a centerline tank and two wingtip missiles.
In any real combat scenario, the two hardpoints under the chin would have an LDP and a EW pod, and the underwing stations will have guided weapons instead of free fall dumb bombs, making the two hardpoints by the engine mostly pointless (they seem like it was almost a design afterthought anyways). Even here the F-16 is better for A-G role where it can carry pods on two chin-stations, 2/3 tanks (+2 cfts), 2/4 LGBs and 4 A-A missiles.
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Point I am making is, lets not harp about the 11 hardpoints available, if they can only be utilized for unguided free fall bombs. That is for a bygone era. J-10 is not a mud-mover; its comfort zone will be in air to air engagements where only 7 hardpoints will factor in, like most single engine jets.
Another point to ponder is why we have not seen Chinese jets carrying guided bombs on dual racks like the GBU-12s pictured above on the F-16? Does it shows a certain lack of design expertise perhaps? Their LGBs seem to be blocky without folding fins though they have shown smaller (100-125kg bombs in 2020).
In all likelyhood they are not capable of carrying smart weapons and esp not missiles (will interfere with the land gear as there isnt sufficient room for anything longer than what you see.