Hamartia Antidote
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Only for the rich
Well it's a little more complicated than that.
If you are poor you actually do better than being rich. I know someone whose son got a kidney operation (robot da Vinci surgery too) for FREE and they were on on government assistance. You can't beat that.
The people who get shafted are those whose income is just above being on government assistance and have to pay the same premiums as those who make substantially more.