Well let me give u a real life example..
Daily in morning i go to a bakery shop for tea and cigrettes- 1cigrette and a cup of tea..costs me only -18rs in bangalore.
I dont pay him in cash..
So -i use paytm -just open scan and transfer..that bakery man is not a big businessman - he is a small with daily turnover of 2-4000rs..
Still he has paytm..he gets the cash pay the merchant through paytm from where he gets goods..
Isnt it simple ..
Vegetable shop, general store ,bakery , cloth shop all have paytm ..
It is 2 months ago i withdraw cash..
I heve heard that in northern india even a cigrette and pan gumti also has paytm..
So no matters who is making this type of paid news and what those saying who are out of india..we dont have a problem..
Yea some people are still not using paytm or other online transaction apps bcz they dont want to show the real money they make and still want to use the services provided by goi for the poorers..
So u guys keep enjoying and feeling pity on we indians who are suffering lol