We have childish mentality. One of my relative had a big grocery business and he worked hard to make deliveries to all Asian takeaways, they kept saying we will pay you next time/next week etc. At the end all takeaways owed him 300k+. He warned them but they wouldn't give the money, he tried to take some to the courts and they all cried foul and made propaganda that muslim brother is taking us to court, he then backed out and had to sell the business because he was kept on being ripped off. When it comes to the English companies the takeaway people will pay straight away. This is the type of mentality, not everyone is the same ofcourse but when a high percentage has this type of mentality then your in trouble.