You are talking of nonsense, just making bull crap of Chinese bank practices for the disussion of Sri Lankan loans. You are not even Chinese, but a Vietnamese pretending you have roots in China, every bone of you is anti-China.You do know when Chinese government send "Aid" to foreign country, you don't get those money back, right??
Aid is NEVER loan, otherwise it would not be aid. Otherwise, African nations collectively owe US more than 100 billion dollars in the last 18 years.
I know about how Chinese banking work, I constantly borrow from Chinese bank for my Business in China, you apparently think they are doing it for charity.......LOL