Bhaijans! I do have some invested in USA and they, along with Social Security, will start bringing some assured money upon retirement. And I am no 'Chacha'--still too young to retire right now. Anyway, if in today's terms, one person can live comfortably off Rs. 200,000/month in Pakistan then I will have that from just the retirement/pension alone. Yes, the more the merrier but I don't want to stress out about investment or running a business hands-down. As you can see--short of a major health crisis--there is comfortable retirement in Pakistan on the retirement income alone, so why bother? Enjoy life now.
But I admit that I don't think I have a clear idea about the future. But long term I see going back to Pakistan. Some of my relatives have done that--went back to Pakistan upon retirement, taking their money. Living a decent life--though they don't have the imagination to escape the nasty dirty hot Karachi even during summers. I know, I am being judgmental here but I am not like them.
Also, I did try to invest a few months ago here through some managed account--
@Nilgiri and
@PakFactor know that. But I chickened out.
Anyway, with going back to Pakistan as a possible eventuality and also I want to make sure if something were to happen to me then at least some $$ ends up in Pakistan, for Pakistan, through my family there.
This discussion is not just about money or investment. But also finding some idealized life. About really trying to help the Motherland which gave me almost free education through the university level. We are all different in our life situations. Look at my signature. But I do know that none of my choices are likely lead to dead ends.
To answer someone above: I am a software engineer with a Masters from an American university. Fairly successful, though I have lived like Americans: Earn and spend, but in a responsible way.