My personal advice. Never ride such a taxi. Take a rickshaw instead. Maruti 800 will not take any hit, even by a bike.
On the other hand, tata Indica can take any hit. Nothing will happen to you inside Indica.
That my brother is the exact point here. While TATA has taken care of their quality, Maruti lacks far behind. Even so, why sell a car thats not suitable for taxis and hurt your reputation over the long run???