They don't live there, most of them are being sent there, specially the Army. I think you forgot 90's when Indian soldiers were going into mental depression living in valley under constant fear. Killing of superior officers for not approving leave was normal occurrence. Drinking soap water to get sick was also common for Indian soldiers to avoid their duty, some even injure themselves to be send back home. Even mighty soviet union couldn't stand infront of full scale uprising and insurgency. India is no match. Locals know the terrain inside out, Indian don't. Right now Kashmiri fighters are mostly local untrained youth. If or when Pakistan decided to equip, arm and train these fighter, India will be whole lot of pain.