Divergent
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Nope thats actually a misrepresentation. I've previously stated that around 60, the people with high paying jobs, usually break off from the joint family as they have the resources, most of the time the previous generation has passed away etc. However, going by hard numbers alone, thats only possible for people with good steady high paying jobs. This is where the literacy rate comes in, as usually the jobs achieved are in part a function of the education that you receive. In Pakistan the rate is around 6% (as per the data in 07) for people that actually are university graduates ... other than those, it's quite a challenge to find a high paying job, or start a business that renders out profits in the margins which can give you the financial power to buy houses. That still leaves alot of people in the poverty range ...
Again, the religion also tells you to make nikkah easy, the fact that some lady wants a life style that is out of the financial reach of the husband, while knowing his financial capability beforehand ... is the something that can be classified as unreasonable ...
That's YOUR views around '60' a man can afford his own place, not the views of many others here. Some people can afford their own place in early mid 30-40's, they could be paying for the house in installment or have a previous land in which their building their own property or choose to sell that asset and buy a house elsewhere. It is not the impossible