Private Sector Credit, Growth, & Lazy Banking

[_NOBODY_]

Private Sector Credit, Growth, & Lazy Banking​

Namoos Zaheer is a Senior Financial Sector Specialist and leads the World Bank’s financial sector development initiatives in Pakistan. She has led the World Bank’s efforts in developing the housing finance market in Pakistan, including through the establishment of the Pakistan Mortgage Refinance Company. She also leads the Financial Inclusion Project which focuses on access to micro-finance and the promotion of SME finance. Her other areas of engagement are capital market development, digital finance and overall financial sector stability. Prior to this, Namoos worked in financial services in London.

00:00 Introduction
01:10 Why does credit matter?
06:00 Why don’t banks lend to small business?
12:00 Credit risk with the sovereign
17:20 Central bank’s role
22:00 Fiscal deficits and monetary policy
27:40 How to enhance access to credit
37:00 The role of incentives
43:00 Reading recommendations

 

[Pak Nationalist]

A very instructive discussion. Wish more people in Pakistan watched the stuff that actually mattered rather than 24/7 syasi kutta kutti which is the equivalent of the dumbing down of Pakistani women via drama channels. See the posts on this forum, most trending ones aren't the ones on defense, but rather political bs. As Clinton famously said, "it's economy, stupid!"

Pakistani imbeciles are focused on the noise and missing the actual "signal".

 

[myselfkv]

A good educational video. It’s common knowledge that more people need to share not to get scammed by banks and to know their rights.

 

[myselfkv]

Banks use the fact that most people are financially illiterate and offer them detrimental contracts. That’s why you need to educate yourself before getting any loans or just having anything to do with a bank. I recommend striding this article wallstreetoasis.com/resources/interviews/investment-banking-interview-questions-answers about the basics of investment banking and how this system works. It’s intended for job applicants, but others would also make good use of it.

A good educational video. It’s common knowledge that more people need to share not to get scammed by banks and to know their rights.

 

[_NOBODY_]

Banks use the fact that most people are financially illiterate and offer them detrimental contracts. That’s why you need to educate yourself before getting any loans or just having anything to do with a bank. I recommend striding this article wallstreetoasis.com/resources/interviews/investment-banking-interview-questions-answers about the basics of investment banking and how this system works. It’s intended for job applicants, but others would also make good use of it.

Thank you so much for sharing this article, I will read it after dinner.