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Naswar Corner

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If bank share risk with client then how could that be beneficial for banks only.......

Last year Meezan Bank took hit of loses to its Ijara portfolio......

Hammad Bhai a bank is a financial intermediary which means they can operate, within the limits set by the regulatory body, however way they see it fit ! All of those Financial Instruments are 'investments' after all...bank koii Allah wasteiii kaa touu loan nahin deitaaa ? And so they've managed their portfolio in a certain way & had certain agreements in the beginning.

Mein tou keh rahaa hunn that its a bit more ethical ! But a few months ago I was auditing an engineering company & around 300 or finance leases going well into millions of Rs. was given to me to look into & as part of that I had to go through the bank schedules, the contracts, the payments etc. - Ownership agreement aur Liability in case of default ke ilawaa there was no difference between an Ijara Lease & a Finance Lease from others !

Jahan eik Markup kehtaa haii tou dosraa Interest kehtaa haii as part of a rental payment !

@Hyperion : Are you a dual national ? :what:
@Hyperion : So does the 'thank' imply a 'Yes' ? :blink:

Why you ! :angry:

Koii leineii thiii tou Afghanistan kee leiteiii zaraaa next elections mein wahaan Pakistan ke huq mein dhaandliii hiii karvaa sakeiiin humm ! :D
 
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why is interest unethical? My hindu (bania?) buddhi says its perfectly ethical as long as both parties entered in to agreement with free will. Most of the time it is less hassle and more profitable than alternatives available.
 
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why is interest unethical? My hindu (bania?) buddhi says its perfectly ethical as long as both parties entered in to agreement with free will. Most of the time it is less hassle and more profitable than alternatives available.

I love interest ! :smitten:

Don't you @Hyperion ? :D
 
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if u had been still studyin in COMSATS lhr then i wud have complaind abt u and ur behaviour here to a Professor there who happns to b my mother's friend's yuonger sister:P

i wud hav said Mani2020 criket match teases me here :P

lol look at the reference...long like a mall gari

professor -mother-mother's frnd- mother's frnds younger sister:hitwall:

Pehleiii kiyaa FSc aur Matriculation yaa A'levels - O'levels ?

Aur Comsats ka campus kidhar haiii ? :what:



No you didn't; I was the one who kept hollering about the 17 year tag & you guys kept making fun of me ! :angry:

fsc .. comsats ka lahore campus raiwind road off defence road pe ha
 
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I love interest ! :smitten:

Don't you @Hyperion ? :D
I dont love or hate, in a free market if somebody wants to give interest free loans, then its fine. If somebody charges 4000% like wonga.com, thats fine too(as long as they are not cheating)
 
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