Naswar Corner

[HRK]

@HAMMAD REHMAN KHAN dude economics is one of the roughest things ever happened to me ...heck a very very dry subject ......you need to have a very good teacher to prosper in this subject otherwise you will end up sleeping in every class you attend like me ...lol

MC=MR , elasticity , LM curve , margenial propensity to consume, monoply, monopsiny , total cost curve, profit maximizes when MC is above TC , dead weight loss, surplus

you are right to some extent but it happens to those pupil who try to understand theory only........all these concepts colud be understand with the help of graph easily just interpret the graph you will learn the concept automatically.....

 

[Armstrong]

How you call it BS - Just renaming give you couple of extra % of profit (a.k.a Interest) -

You are one naughty boy !

Most people think in this way.......but believe me it is not.....thought I am myself learning about it but it is defiantly differ from conventional one......

my dear it not the case the we in fact lose some % of profit.......NOT INTEREST.....

Hammad Bhai do you honestly think that giving something Arabic names & commercializing Islam in the form of 'Halal Financial Products' changes what it really is ?

Hammad Bhai Islamic Banking is the same as Conventional Banking with an Arabic Name; nothing more.

Its a growing banking sector in Pakistan!

Doesn't change what it is !

 

[HRK]

To prove that you have to make film My Name is Khan aur main Interest nahi laita

....... Dear I would not try to convince you....but would advice just read and compare legal documents of any basic banking service of conventional bank and Islamic Bank.........you will yourself fell the difference.....

 

[Sugarcane]

https://www.facebook.com/video.php?v=502868603097527

 

[Armstrong]

@Marshmallow : Eik sawal kiyaa thaaa ?

 

[Sugarcane]

....... Dear I would not try to convince you....but would advice just read and compare legal documents of any basic banking service of conventional bank and Islamic Bank.........you will yourself fell the difference.....

Oo Bhai - legal document ka achar dalna hai, asal baat rokray ke hai jis main tum interest ko halal karnay kay charges bhi daal daitay ho

 

[HRK]

You are one naughty boy !



Hammad Bhai do you honestly think that giving something Arabic names & commercializing Islam in the form of 'Halal Financial Products' changes what it really is ?

Hammad Bhai Islamic Banking is the same as Conventional Banking with an Arabic Name; nothing more.



Doesn't change what it is !

Dear I can post tone of material and other stuff on this subject.......but I know it will not have any impact for you at this stage......so would request you if you want to check the similarities or the difference of both systems.......first just check at least the account opening terms and conditions of both systems.......you will yourself realize the difference......

 

[Hyperion]

Yara kabhi kabhi tumharee drama-bazion' say shakk hota hai kay tumm bhee kahin Ms. Butt to nahin ho?

@Marshmallow : Eik sawal kiyaa thaaa ?

 

[A.Rafay]

no its not who told u?

It maybe not But its not what you and i think about it that it has no interest involved and what people tell its according to islam, Actually its benefiting the banks big time! People are being fooled by this !

Read this @Armstrong intresting info @HAMMAD REHMAN KHAN

Islamic banking versus conventional banking – The Express Tribune

 

[HRK]

Oo Bhai - legal document ka achar dalna hai, asal baat rokray ke hai jis main tum interest ko halal karnay kay charges bhi daal daitay ho

Dear I advice you about the legal document because........Banking is Contract between the client and Bank.......so the practical difference of both system could easily be visible there......

Chaloo aik layman example se samjata ho........NIKHA is a social contract and a HALAL ISLAMIC teaching......but in other case even if two people spend their whole life together.....would that be HALAL........???

 

[Armstrong]

Dear I can post tone of material and other stuff on this subject.......but I know it will not have any impact for you at this stage......so would request you if you want check the similarities or the difference of both systems.......first just check atleats the account opening terms and conditions of both systems.......you will yourself realize the difference......

Hammad Bhai :

(a) Murabaha is effectively a form of credit sale whereby a customer receives goods but pays for them later on a fixed date. How is this price agreed upon ? By discounting the present value of the asset to that future fixed date & adding a Profit Margin (Mark Up) to it !

Interest aur kisss tarhaan calculate hottaa haiii - Time Value of Money + Profit !

Aur discounting aur kiss cheeez pe kiii jaaattiii haiii if not the interest rate ?

(b) Ijara is effectively a lease with Ijara-wa-Iqtina as Finance Lease ! Yes the lessor remains the owner of the asset but the lessee is still paying him a rental amount each month calculated just like the above !

(c) Muduraba is a special kind of equity financing but equity financing nonetheless.

(d) Musharaka is similar to Venture Capitalism !

(e) Sukuk is the same as debt finance !

Touu bhai one may be able to say that Islamic Finance might be a bit more ethical than Conventional Banking in that the burden is on the Bank too & not only the User but the element of Interest is right there in front of us albeit with a different names 'Fees', 'Markup' etc.

Which means, essentially, Islamic Banking is an ethical Topi Drama !

Yara kabhi kabhi tumharee drama-bazion' say shakk hota hai kay tumm bhee kahin Ms. Butt to nahin ho?

Chal beii huttt !

I'm as manly as they make !

 

[Marshmallow]

@Marshmallow : Eik sawal kiyaa thaaa ?

sorry,i have more than one windows open,Defence.pk,FB,Skype so wz checkin all rony kio lug jatey hain

In a year,ill be Joining either USQ or COMSATS for BBA,ill follow this profession cuz one,im intrestd in it sec,both my Parents are in to this Profession so i may join them in future,the closest and easiest option ill be having....

 

[Armstrong]

sorry,i have more than one windows open,Defence.pk,FB,Skype so wz checkin all rony kio lug jatey hain

In a year,ill be Joining either USQ or COMSATS for BBA,ill follow this profession cuz one,im intrestd in it sec,both my Parents are in to this Profession so i may join them in future,the closest and easiest option ill be having....

USQ kaun siii university haii ?

But BBA is good ! Good luck, kiddo !

 

[Marshmallow]

It maybe not But its not what you and i think about it that it has no interest involved and what people tell its according to islam, Actually its benefiting the banks big time! People are being fooled by this !

Read this @Armstrong intresting info @HAMMAD REHMAN KHAN

Islamic banking versus conventional banking – The Express Tribune

yeh and ppl are still stickin to their affiliation to thoz banks they been trustin and using for years,In Pakistan its almost impossible to change old thinkin and affiliation of ppl esp when money matters r involved...

u wont find many goin for islamic banking which is relativly new...itny fraud hoty hain banks k Pakistan my

 

[A.Rafay]

sorry,i have more than one windows open,Defence.pk,FB,Skype so wz checkin all rony kio lug jatey hain

In a year,ill be Joining either USQ or COMSATS for BBA,ill follow this profession cuz one,im intrestd in it sec,both my Parents are in to this Profession so i may join them in future,the closest and easiest option ill be having....

Keep it Up BBA is good, I myself have chosen that, My father wanted me to become doc but i frekin hate patients and hospitals yukk, have nearly spent my life in hospitals and i get sick of watching poor patients in hospitals! god save them!