Officer:
There are many benefits available to officers of the IAF including fully furnished accommodation, Group Insurance Cover of Rs 20 lakh, concessional travel rates during leave, loans for purchase of things like houses, cars, computers etc, medical facilities, rations, membership to clubs and other recreational facilities, schools (and transport) for children, various courses (abroad and domestic) to facilitate learning and career growth and many retirement benefits like pension, medical facilities etc.
Airmen:
In addition to this airmen receive many benefits, such as accommodation, rations, medical facilities for self and dependents, Leave Travel Concession for self and family, loans for education, interest-free loans for house repair or marriage of sister/daughter, scholarships for children, various grants (natural calamities, wheelchair etc). There are many pensions including service, invalidity, disability, war injury etc, totaling 15 pensions in all. Airmen avail of Group Insurance schemes which cover disability and death.