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Here is a fatwa if you plan to marry into family of a bank employee

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Negative bhala accountant ya cashier ka kiya kasor key system hi aisa hay

Ap to roney hi lag jatey ho apki frustration samjh sakta hoan par roney dhoney sey kuch farq nahi parey ga bus eyesight kamzor hogi

sahi logic hai

hai haram per kuch kar nahi sakte to enjoy karo.

or kia kia sikha raha hai ajkal doremon or pokemon apko? sab ko pata chalna chaiye.
 
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If interest rates truly are prohibited and the basic idea of banking, then good luck trying to build an alternative system. From my understanding usury is understandably prohibited, it's not productive and it's predatory. But interest is nothing but the cost of money.

If we buy goods/tangible products and services we pay with money, but when transactions themselves involve money, such as a loan, the cost of the money is quantified by the interest rate. This is something impossible to rid yourself of. Even Islamic banking which touts itself as some interest-free system is not without a form of interest being paid or earned, instead the value of money is quantified as a sum as opposed to a rate, so even that system is basically the same as normal banking. You'd need to reduce your economic, commerce and financial systems to ancient and completely primitive standards to achieve what certain people want.
 
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Someone told me investing in mutual funds or in buying of shares in stock market is also haram.
 
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