British Pakistanis hit hard by multiple crises

[mangochutney]

Too many kalay angrez in da UK fam. Dey jus mad cuz we hustle. Da English left 70 years ago but live in deeZ pussios heartz and mindz for eternity.

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Bruv everywhere you go in UK and they ask where your from and you mention Birmingham they flap like pussies , you can see it in their eyes as they recognise our accent second thing they say is “ fucking hell mate that place is rough “ lol

We don’t like outsiders unless your a cuzee lol

It’s jealousy as we fight back and are known for it we have big houses big families 4-5 expensive luxury cars in each house our women are adorned in gold and silk while they live in a bank owned house take out a mortgage on a bog standard bmw and keep their women in £2 leggings and jumpers from primark and eat cold sandwiches from petrol stations .
3 lies that India’s told lol just in this thread
Who the **** are these fuckers kidding you can see the envy in their eyes .

You come Birmingham ever cuz you’ll live like a king with anything you ever need .


We run things , things don’t run we .

 

[Samurai_assassin]

Every British person is feeling the pinch not just Brit Pakistanis.
White British people are equally struggling to feed their families.

It’s hard for many now not just British Pakistanis. Look at how horribly white working class suffer or Caribbean folks.
Heck even middle classes of every group are now suffering.

Outside many food stores white British people are sat in the cold begging.

 

[waz]

You can put a 5% deposit on a house and get a 95% mortgage. When they ask you who does this house belong to your answer will always be mine even though the Bank actually owns the house. THIS IS NOT WEALTH. WEALTH IS DISPOSABLE INCOME PLUS REAL OWNSED ASSETS.

5% deposit, that is guaranteed by the government and even then you find yourself saddled with massive interest rate repayments, do you realise how bad things are?
This is also a very recent scheme! A decade ago they would have laughed at you for coming up with 5%, so it has no relevance in this thread.

The rest of your post is shocking and shows a flawed understanding of basic economics.
The house is your asset!!! Banks now a days are very understandable when it comes to people making payments. It's not like the older years when they will take the house as it's in their interest for you to pay them over a typical 30 year period.

The house is your asset full stop. Even if you are paying off the loan if house prices rise then your equity to debt ratio is in your favour allowing you to leverage more i.e. take out further money for your interests, how do you think so many property millionaires sprung up?
You do realise firms also borrow, the premise here is you borrow money to make money.

What about when parents pass on the house to their children which gives them a boost in terms of social mobility.

Of course owning your house it a major part of wealth creation.

 

[Turingsage]

Please don't tell the truth to the Mirpuri haters and Indians.They need to feel superior to validate thier existence.

You provide opinions I provide cold statistical data collected via census of UK's WHOLE population. Any fool can come claim his community is rich . We NEED REAL FIGURES not vague opinions.

Look at our PM - his wife doesn't pay any taxes - that's how they became billionaires.

His wife is a Indian national that does not allow dual nationality. She paid her taxes on her substantial earnings in India as per the laws of UK and India. She pays ALL her taxes in UK for her UK earnings. Neither Sunak Nor his wife have broken any laws of UK nor India.

Which fucking bank is going to give a mortgage on 5% cash deposit when your a low earner in your words .
Pure bull crap .

Mortgage products have been pulled ONLY in the last few weeks. Before that for years you could get tens of mortgage companies offering 100% mortgage let alone 95%. Just google there are pages and pages of them.

t’s jealousy as we fight back and are known for it we have big houses big families 4-5 expensive luxury cars in each house our women are adorned in gold and silk while they live in a bank owned house take out a mortgage on a bog standard bmw and keep their women in £2 leggings and jumpers from primark and eat cold sandwiches from petrol stations .
3 lies that India’s told lol just in this thread
Who the **** are these fuckers kidding you can see the envy in their eyes .

Its the Whites who have reason to envy the Indians and certainly NO ONE envies the state of Pakistani's in Britain except Pakistani's in Pakistan. And unlike you spouting unsubstantiated opinions I back mine with proper figures gathered properly via a census. Feelings opinions and unsubstantiated boasts count for nothing.

The house is your asset full stop. Even if you are paying off the loan if house prices rise then your equity to debt ratio is in your favour allowing you to leverage more i.e. take out further money for your interests, how do you think so many property millionaires sprung up?

For purposes of ACTUAL WEALTH the house can ONLY be considered yours up to the proportion of mortgage you have paid up, the rest is considered LIABITIES as you still OWE that money to the Bank. And remember its the Bank which has the RIGHT to sell off "YOUR HOUSE" if you fail to keep up with the mortgage payments.