longyi
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Next time you see your friends ask them to look into FOREX business and learn in their own time. One has to keep looking for opportunities rather than get stuck what ever one is doing. I was also stuck in one of my own business which controlled my life now the new opportunity is opening new doors for me. I hope your friends can gather self confidence and find the things they enjoy and earn their living as well.
Right now the situations are not good in New York. Wall Street is not hiring and the banking sector is in another round of laying off. The worst thing is no one bother with you if you're over 40 even are willing to start at the lower base pay. They rather hire young guys in which they say are easier to conform to the corporate cultures. Even the postal service would take a young girl that score in the low 70s then take an older man that scores 100 and that's a hard truth.