India lower caste still removing human waste

[Indrani]

If there is a positive bias then logically there has to exist negative bias. If humans practice bigotry they also practice empathy. Everything exist in balance.

Let women get equal empowerment in India and then let us see if marriages remain stable. Even today the onus on keeping the family together is on the women. That way Indian men are lucky. I realised this they day I got married. Till then I used to think like you.

I happen to think Women do an disproportionate amount of work in India as compared to men and get paid too little for it as compared to men. Now I am not talking about the urban elite, but the vast majority of population in India.

A huge chunk of women are employed in India and they have stable families. I have seen enough families where the family has survived because the men are giving in. I have seen both sides of the spectrum of selfish men as well as selfish women.

Money has nothing to do with it. It is culture.

Even in rural areas women eventually are the decision makers in the family.

 

[Sahasranama]

Please unless you are equating entrepreneurs with suicidal maniacs no one becomes a risk taker for the heck of it. They are always weighing in the probability of success.

A person out there forging out his own way regardless without a safety net is an entrepreneur. Most of the rich in India are those who lacked formal education and came from that kind of background. Dhirubhai Ambani for example.

You are taking away all credit from people who actually live their lives without safety net because they did not happen to be born with a golden spoon.

There are two primary motivators in Life. GREED and FEAR.

There are entrepreneurs who are greedy for success and have the confidence they can achieve it and the courage and grit to keep moving ahead till you get success. Dhirubhai Ambani is one such individual. A RARE individual I may add.

Most of what you call risk is just a lack of choice forcing the individual to choose a path that appears risky for those with choices.

Everybody weights the probability of success, from entrepreneurs to clerks. Only the cost of failure is more for the entrepreneur and hence the stress is also incredibly high. Standing up to such stress also makes you incredibly strong over a period of time. (if it does not break you first).

I did not say that being an unwilling entrepreneur is any less challenging or it does not make your strong of character and does not instil incredible courage in you. It does. But the fact does not change that majority in India are entrepreneurs out of necessity not out of choice.

A huge chunk of women are employed in India and they have stable families. I have seen enough families where the family has survived because the men are giving in. I have seen both sides of the spectrum of selfish men as well as selfish women.

Money has nothing to do with it. It is culture.

Even in rural areas women eventually are the decision makers in the family.

By empowerment I did not mean only money. I also meant opportunities. In fact the rapid rise in percentage of divorces in India has much to do with women getting as much opportunity as men.

 

[Indrani]

There are two primary motivators in Life. GREED and FEAR.
There are entrepreneurs who are greedy for success and have the confidence they can achieve it and the courage and grit to keep moving ahead till you get success. Dhirubhai Ambani is one such individual. A RARE individual I may add.
Most of what you call risk is just a lack of choice forcing the individual to choose a path that appears risky for those with choices.
Everybody weights the probability of success, from entrepreneurs to clerks. Only the cost of failure is more for the entrepreneur and hence the stress is also incredibly high. Standing up to such stress also makes you incredibly strong over a period of time. (if it does not break you first).
I did not say that being an unwilling entrepreneur is any less challenging or it does not make your strong of character and does not instil incredible courage in you. It does. But the fact does not change that majority in India are entrepreneurs out of necessity not out of choice.

Does not matter. They are entrepreneurial and I know a lot of people who go to Gulf countries for jobs and return back because they have enough grit to say no. They would rather take their chances in small time business in India than slave away in the security of a job in Gulf.

The only one truly capitalist society is India. Otherwise all first world countries have safety net built in. So what risk is anyone taking? The poorer countries do not have as much entrepreneurial spirit in them which can be seen from their lack of enterprise in any field.

By empowerment I did not mean only money. I also meant opportunities. In fact the rapid rise in percentage of divorces in India has much to do with women getting as much opportunity as men.

Cmon. There are 130 million women employed formally in India according to govt stats. Do you see 130 million divorces? What is opportunity if not ways to make money? What other opportunity are you talking about?

 

[xyxmt]

you should have known by now that he is a bad speller. I am a bad speller too, but I use a spell check.

come on that was worst than bad spelling, that was pure criminal

 

[Sahasranama]

Does not matter. They are entrepreneurial and I know a lot of people who go to Gulf countries for jobs and return back because they have enough grit to say no. They would rather take their chances in small time business in India than slave away in the security of a job in Gulf.

The only one truly capitalist society is India. Otherwise all first world countries have safety net built in. So what risk is anyone taking? The poorer countries do not have as much entrepreneurial spirit in them which can be seen from their lack of enterprise in any field.

Cmon. There are 130 million women employed formally in India according to govt stats. Do you see 130 million divorces? What is opportunity if not ways to make money? What other opportunity are you talking about?

Having a safety net for entrepreneurs is a MUST to encourage more entrepreneurs in society. The stronger the safety net, the more successful the entrepreneurs becomes since he is willing to take more risks. That is why even in software most Indian companies still go the service route instead of the product route like microsoft, google, facebook, CA etc..

Capitalism is Jungle Raj and if India is truly capitalistic it is because large parts of it is still jungle raj.

Women employed in the formal organized sector is barely 10 million. These are the employees who get Provident Fund, gratiutiy etc which goes a long way in job security and lower risk and grants true independence to women.

BTW by opportunity I also mean an opportunity to en an equal member in society. The social stigma of affairs and live-in relationships has reduced drastically as compared to even 15 years back. The opportunity to interact with the opposite sex without much risk has also reduced drastically thanks to social media, mobile phones, sms etc.. All these contribute to a the rate of divorce.

 

[Dodo Bobo]

Why Indians cry about hindu dalits in Pakistan when they treat their own hindu dalits even worst?

 

[Rover]

Yes, lower castes similar to the Bangladeshi OP are removing waste. Very sad.

 

[Indrani]

Having a safety net for entrepreneurs is a MUST to encourage more entrepreneurs in society. The stronger the safety net, the more successful the entrepreneurs becomes since he is willing to take more risks. That is why even in software most Indian companies still go the service route instead of the product route like microsoft, google, facebook, CA etc..

Capitalism is Jungle Raj and if India is truly capitalistic it is because large parts of it is still jungle raj.

Women employed in the formal organized sector is barely 10 million. These are the employees who get Provident Fund, gratiutiy etc which goes a long way in job security and lower risk and grants true independence to women.

BTW by opportunity I also mean an opportunity to en an equal member in society. The social stigma of affairs and live-in relationships has reduced drastically as compared to even 15 years back. The opportunity to interact with the opposite sex without much risk has also reduced drastically thanks to social media, mobile phones, sms etc.. All these contribute to a the rate of divorce.

Not so. All having a safety net has done is create a society of free loaders as evidenced by almost 110 million people on some or other welfare in US. Likewise in other European countries too. Much of the innovation that happens in US is due to the fundings received by universities and defense establishment by the govt. Indian case is different because we are just moving out of dire poverty. Even then venture capitalists have bloomed. A lot of Indians have stopped short of becoming billionaires because they have gone on to invest their money in a lot of new ideas.

I meant women as a whole employed in all sorts of sectors, formal and informal. That is going by govt stats.

Live-in and affairs are not a measure of equality by any means. It is not even acceptable for a guy to do it. It invariably ends in favor of men in all societies, not just India, for the mere fact that it is only the woman who can get pregnant. The man can just walk off.

Women have always interacted with people of opposite sex. Majority of our work force is women, be it working in their paddy fields or a farm worker or the person running the household or the vendor in the market. There has never been that sort of segregation ever.

 

[Sahasranama]

Not so. All having a safety net has done is create a society of free loaders as evidenced by almost 110 million people on some or other welfare in US. Likewise in other European countries too. Much of the innovation that happens in US is due to the fundings received by universities and defense establishment by the govt. Indian case is different because we are just moving out of dire poverty. Even then venture capitalists have bloomed. A lot of Indians have stopped short of becoming billionaires because they have gone on to invest their money in a lot of new ideas.

NO, safety net is also create by acts of law that do not consider a business failure as a crime. India still lack a bankruptcy law. This is an absurd scenario that favour the banks rather than the citizens.

Not providing even such basic safety nets to our entrepreneurs is a crime. Other areas are access to cheaper source of fund, Some level of working health care for the poor, access to education etc. These are fundamental safety nets which should be provided in the 21st century.

There are other ways like tax rebates, exemption for Income tax for budding entrepreneurs etc. The point is that the govt. of India so far had failed in its duty to free Indians of fear, the govt. thrived on fear. Its time to change that now. Its time to address the root cause and look at the Fundamentals.

I meant women as a whole employed in all sorts of sectors, formal and informal. That is going by govt stats.

Live-in and affairs are not a measure of equality by any means. It is not even acceptable for a guy to do it. It invariably ends in favor of men in all societies, not just India, for the mere fact that it is only the woman who can get pregnant. The man can just walk off.

Just being in some sort of employment does not give women any sense of security or confidence. A Maid does not experience the same level of confidence a women with a weekly off and PF feels.

affairs etc. are measures of "opportunities". The same opportunities that men get. I agree that this puts the women more at risk, but unlike the west, abortion is not a taboo here. Especially unwanted pregnancy. So is birth control pills.

Women have always interacted with people of opposite sex. Majority of our work force is women, be it working in their paddy fields or a farm worker or the person running the household or the vendor in the market. There has never been that sort of segregation ever.

You might be surprised to know that sexual promiscuity in the villages is more than that in cities. So is also the average age of having sex.

 

[Indrani]

NO, safety net is also create by acts of law that do not consider a business failure as a crime. India still lack a bankruptcy law. This is an absurd scenario that favour the banks rather than the citizens.
Not providing even such basic safety nets to our entrepreneurs is a crime. Other areas are access to cheaper source of fund, Some level of working health care for the poor, access to education etc. These are fundamental safety nets which should be provided in the 21st century.
There are other ways like tax rebates, exemption for Income tax for budding entrepreneurs etc. The point is that the govt. of India so far had failed in its duty to free Indians of fear, the govt. thrived on fear. Its time to change that now. Its time to address the root cause and look at the Fundamentals.

Banks are favored all over the world which is why they got bailed out in the 2008 global banking meltdown. There is a huge section of the population which is underwater with their mortgages and yet are forced to keep paying the banks.

There has to be a regulatory body where recklessness is not awarded by allowing people to make all sorts of foolish decisions. Do all the risk taking with your own money, not someone else's. If one has to take the risk keep the investors in the loop.

Funds can only be cheaper as much as the economy provides. Cheaper funds as has happened in US and other Western countries has its own ramifications and majorly gets misallocated to rather suboptimal ventures.

Okay, primary education and working health care of all can be a legitimate issue provided the society can bear the burden of it.
There are many schemes which can be availed by a "budding entrepreneur" in India. The state corporations funds a lot of such projects provided you submit a good business plan to them and have adequate qualifications to carry them out. Even about 15 years ago I saw people avail of such funds, upwards of a crore for their start-ups.

Just being in some sort of employment does not give women any sense of security or confidence. A Maid does not experience the same level of confidence a women with a weekly off and PF feels.
affairs etc. are measures of "opportunities". The same opportunities that men get. I agree that this puts the women more at risk, but unlike the west, abortion is not a taboo here. Especially unwanted pregnancy. So is birth control pills.

Maids can and do get offs. One dare not fire a good maid given how difficult it is to get a good one replaced. A lot of the poorer section of the society do have affairs if that is the measure you want to use. For every man having an affair, there is a women who has to be his partner, so where in comes this notion that women have not been having affairs? But that is again not a measure of progress or equality I would look at. There are psychological and emotional issues related to pregnancy and that can never be done away with citing progress.

You might be surprised to know that sexual promiscuity in the villages is more than that in cities. So is also the average age of having sex.

As I have already said there has never been segregation in the society, so it is illegitimate to equate affairs as something new or a sign of progress. It is not a measure of progress or of equality, not for the men and not for the women. The society while not persecuting such deeds, does not favor it either.

 

[Sahasranama]

Banks are favored all over the world which is why they got bailed out in the 2008 global banking meltdown. There is a huge section of the population which is underwater with their mortgages and yet are forced to keep paying the banks.

There has to be a regulatory body where recklessness is not awarded by allowing people to make all sorts of foolish decisions. Do all the risk taking with your own money, not someone else's. If one has to take the risk keep the investors in the loop.

Funds can only be cheaper as much as the economy provides. Cheaper funds as has happened in US and other Western countries has its own ramifications and majorly gets misallocated to rather suboptimal ventures.

Okay, primary education and working health care of all can be a legitimate issue provided the society can bear the burden of it.
There are many schemes which can be availed by a "budding entrepreneur" in India. The state corporations funds a lot of such projects provided you submit a good business plan to them and have adequate qualifications to carry them out. Even about 15 years ago I saw people avail of such funds, upwards of a crore for their start-ups.

You are deliberately missing my point,

1. Bankruptcy laws make it legal to fail in business and does not penalize the entrepreneur for raking risk. It safeguards the entrepreneurs personal asset from bank claims. Bank bailout is completely different and is no where related to this. Funding home mortgage is no way related to funding businesses.

2. The ONLY freedom people ever get to exercise is the freedom to make foolish decisions. Bank funds business out of Greed, not from a sense of social responsibility. The Risk should be EQUALLY shared between them. That is why Bankruptcy laws are designed in the first place.

3. Funds can be made available cheaply by exercising banking leverage ratio. Indian banks have a leverage ratio of 1:1 while US banks have a leverage of 1:4. European banks have a leverage of 1:2. This effectively means that for every 100 Rs you have, european banks give out 200 Rs as loan and US banks give out 400 Rs as loan, thus making more capital available and making fund availability cheaper. Now there are a host of reason why this is done and its pros and cons, but the gist is that excercising leverage makes the banks exposed to more risks and they have to work 4 times harder to ensure safety to depositors. Indian banks take the easy way out thus depriving Indian entrepreneurs of a source of cheaper funds. Right now in India, all the RISK is transferred to the entrepreneur, making his life miserable.

4. State funding for small and medium business is a joke. You are defending the indefensible. The funding corporations have no internal pressure to release funds so they get to play the role of a patronising king maker.

Maids can and do get offs. One dare not fire a good maid given how difficult it is to get a good one replaced. A lot of the poorer section of the society do have affairs if that is the measure you want to use. For every man having an affair, there is a women who has to be his partner, so where in comes this notion that women have not been having affairs? But that is again not a measure of progress or equality I would look at. There are psychological and emotional issues related to pregnancy and that can never be done away with citing progress.

A Maid works for 30 days in a month. Try defending that. They are nothing but entreprenures who gets billed by the hours like any other consultant, except their pay is below govt. set standard. Do not talk about exceptions.

I am talking about divorces happening because of affairs, not affairs per say. Today the women is more empowered to go for divorce due to an affair. Earlier the affair remained and affair, it rarely resulted in a divorce. No one is quoting this as a measure of progress. Don't spin such straw-men with me. There are psychological and emotional issues related to unemployment or stress or business risks too.

As I have already said there has never been segregation in the society, so it is illegitimate to equate affairs as something new or a sign of progress. It is not a measure of progress or of equality, not for the men and not for the women. The society while not persecuting such deeds, does not favor it either.

Please do not misinterpret deliberately. I am quoting this as an example of equal opportunity, not progress. Today society is FAR more forgiving than earlier. You cannot deny that.

 

[Indrani]

Bankruptcy laws make it legal to fail in business and does not penalize the entrepreneur for raking risk. It safeguards the entrepreneurs personal asset from bank claims. Bank bailout is completely different and is no where related to this. Funding home mortgage is no way related to funding businesses.

Oh no. It does not work that way. To declare oneself bankrupt, one has to be truly bankrupt without any ability to pay back even a fraction of the amount, meaning zero personal assets and lockdown of whatever business they owned. What it does say though is that any future earnings of the bankrupt person from a different job or venture will not be seizable by the bank.

The ONLY freedom people ever get to exercise is the freedom to make foolish decisions. Bank funds business out of Greed, not from a sense of social responsibility. The Risk should be EQUALLY shared between them. That is why Bankruptcy laws are designed in the first place.

Of course when the business goes kaput the banks lose the money too, so does the business owner.

Funds can be made available cheaply by exercising banking leverage ratio. Indian banks have a leverage ratio of 1:1 while US banks have a leverage of 1:4. European banks have a leverage of 1:2. This effectively means that for every 100 Rs you have, european banks give out 200 Rs as loan and US banks give out 400 Rs as loan, thus making more capital available and making fund availability cheaper. Now there are a host of reason why this is done and its pros and cons, but the gist is that excercising leverage makes the banks exposed to more risks and they have to work 4 times harder to ensure safety to depositors. Indian banks take the easy way out thus depriving Indian entrepreneurs of a source of cheaper funds. Right now in India, all the RISK is transferred to the entrepreneur, making his life miserable.

As can be seen by the failure of various derivatives and the over exposed banks all over the Western world, that strategy did not work out for them. What has worked out for them is the 11 AC carriers they have throughout the world to ensure dollar's supremacy and unlimited QE. That is the only reason the banks are solvent abroad and no other reason.

State funding for small and medium business is a joke. You are defending the indefensible. The funding corporations have no internal pressure to release funds so they get to play the role of a patronising king maker.

Well you can argue that reforms are necessary and transparency required and I would not have any argument with that. Any artificially induced measure such as lending pressure only ends up creating inflation in the economy and wasteful expenditure.

A Maid works for 30 days in a month. Try defending that. They are nothing but entreprenures who gets billed by the hours like any other consultant, except their pay is below govt. set standard. Do not talk about exceptions.

I do not know that considering every maid who worked for me or people around me took off at the drop of a hat. They invariably have many relatives getting sick or festivals in their villages which they must attend every month. Yes there is no formal agreement about leaves, but they do take off. They also get small interest free loans from their employers all the time when required. Considering the std of pay, well how many are govt employees in India? Everyone makes do with what they have and if you would just kill this job market if you were to go the way of regulations. Frankly very few people will afford maids then.

I am talking about divorces happening because of affairs, not affairs per say. Today the women is more empowered to go for divorce due to an affair. Earlier the affair remained and affair, it rarely resulted in a divorce. No one is quoting this as a measure of progress. Don't spin such straw-men with me. There are psychological and emotional issues related to unemployment or stress or business risks too

You saw Hillary Clinton stay with Bill after his affair, did you not? She is a powerful woman who did not lack any opportunity, but still she stayed on. Very few divorce just for affairs. Most men like to have their cake and eat it too. Likewise with the women. Women could break free earlier too, the society could have cribbed, but nothing more than that. Point of the matter is the chances for a divorced man or a woman to re-marry is very very slender.

Emotional issues related to unemployment or stress is different from one following an abortion or out of wedlock baby. Not many men want to be involved in the upbringing in such a case or be responsible for the women in case of complications arising out of abortions. These are not trivial matters and the societal cost for the woman and man is different.

Please do not misinterpret deliberately. I am quoting this as an example of equal opportunity, not progress. Today society is FAR more forgiving than earlier. You cannot deny that.

I have a hard time associating India at any time with being oppressive. There were matrilineal societies in India all along. Today there is a Westernized section of the society which perhaps flaunts its affairs openly, which may not have been the case earlier, and a tolerance from the families to let couples of various background to marry each, but that is it.

 

[Sahasranama]

Oh no. It does not work that way. To declare oneself bankrupt, one has to be truly bankrupt without any ability to pay back even a fraction of the amount, meaning zero personal assets and lockdown of whatever business they owned. What it does say though is that any future earnings of the bankrupt person from a different job or venture will not be seizable by the bank.

Sorry to say, but you are talking from ignorance. bankruptcy does not mean on has to be personally broke. It means the BUSINESS has to be in the red. The owner gets to keep his salary he earned, the car he brought with his salary and the house he brought when the business as good.

What you are defining is the Indian definition of bankruptcy where even the underwear is seized by the bank and sold to recover the money.

Of course when the business goes kaput the banks lose the money too, so does the business owner.

NO, not in India. As of today in India, when business goes Kaput the bank do not loose money. That is why Indian banks are one of the most profitable in the world IN-SPITE of being the MOST Risk averse in the world.

The NPA of PSU banks are now getting higher for an entirely different reason which has more to do with institutional corruption than banking practices.

As can be seen by the failure of various derivatives and the over exposed banks all over the Western world, that strategy did not work out for them. What has worked out for them is the 11 AC carriers they have throughout the world to ensure dollar's supremacy and unlimited QE. That is the only reason the banks are solvent abroad and no other reason.

You see the failure while you are blind to the amazing progress the western economies have made, raising the HDI standards of their citizens to stratospheric levels.

The only people to suffer from low HDI, poverty and starvation due to such risky bank practices are Indians, not Americans or Europeans. Now think about that. They got their cake and ate it too. We neither have the cake nor did we get to eat it.

Well you can argue that reforms are necessary and transparency required and I would not have any argument with that. Any artificially induced measure such as lending pressure only ends up creating inflation in the economy and wasteful expenditure.

There is nothing artificial about the modern economy. Yes, it is not simple, but its as real as the promissory note on your currency

Giving high interests loans of farmers forcing them to go for heavy pesticides and GM crops and then suicide when those measures fail too, is what is wasteful expenditure.

I do not know that considering every maid who worked for me or people around me took off at the drop of a hat. They invariably have many relatives getting sick or festivals in their villages which they must attend every month. Yes there is no formal agreement about leaves, but they do take off. They also get small interest free loans from their employers all the time when required. Considering the std of pay, well how many are govt employees in India? Everyone makes do with what they have and if you would just kill this job market if you were to go the way of regulations. Frankly very few people will afford maids then.

I am all for free market, only its exploitative in nature. That is the fundamental nature of a capitalist society.

You saw Hillary Clinton stay with Bill after his affair, did you not? She is a powerful woman who did not lack any opportunity, but still she stayed on. Very few divorce just for affairs. Most men like to have their cake and eat it too. Likewise with the women. Women could break free earlier too, the society could have cribbed, but nothing more than that. Point of the matter is the chances for a divorced man or a woman to re-marry is very very slender.

Don't quote exceptions as examples. You need to show the rule. If women could break free earlier, they would have. Its as simple as that.

BTW today the chances of a divorced man or women to re-marry is very very high. Its is slender only if they want to marry a first timer, which is what most attempt for. In my family if I include extended and far off members as well, I know of at least 2 cases of women who got remarried after they got divorced. My close college friend got married again after his divorce (in the US). One relative who remarried her first husband again after their divorce . I do not know of a single person who is still unmarried after a divorce.

 

[Indrani]

Sorry to say, but you are talking from ignorance. bankruptcy does not mean on has to be personally broke. It means the BUSINESS has to be in the red. The owner gets to keep his salary he earned, the car he brought with his salary and the house he brought when the business as good.
What you are defining is the Indian definition of bankruptcy where even the underwear is seized by the bank and sold to recover the money.

Bankruptcy in the United States - Wikipedia, the free encyclopedia

You can go through this to find out I am not in the wrong. Chapter 7 filing is the most common filing.

NO, not in India. As of today in India, when business goes Kaput the bank do not loose money. That is why Indian banks are one of the most profitable in the world IN-SPITE of being the MOST Risk averse in the world.

Most banks do not go in loss because of the black money factor. At least that is the case in housing loans because so much of the money paid is black money, that the assets are always undervalued and so the debtor in majority of the cases makes sure the payment is done.

You see the failure while you are blind to the amazing progress the western economies have made, raising the HDI standards of their citizens to stratospheric levels.
The only people to suffer from low HDI, poverty and starvation due to such risky bank practices are Indians, not Americans or Europeans. Now think about that. They got their cake and ate it too. We neither have the cake nor did we get to eat it.

I am not denying the progress they made in the last 60 years, but the reasons were certainly not what you give. All that HDI is bullshit. If they had such high HDI, they would not be importing skilled workers from third world countries to carry out their innovations.

There is nothing artificial about the modern economy. Yes, it is not simple, but its as real as the promissory note on your currency
Giving high interests loans of farmers forcing them to go for heavy pesticides and GM crops and then suicide when those measures fail too, is what is wasteful expenditure.

Nope QE is the only reason the Western economies are holding up. That is why the attempt by other countries to get away from IMF and World Bank and make their own BRICS bank. Farmers are given interest at 3% per annum, not something I would consider exorbitant, but yes GM crops should be investigated and other bad farming practices discouraged.

I am all for free market, only its exploitative in nature. That is the fundamental nature of a capitalist society.

I do not believe that. The maids are free to walk away or demand a higher pay. For eg, my maid works in many other houses. She is not a full time maid in any house. Should she not like my behavior with her she can and she will find another employer. It is pure demand and supply economics which works to the benefit of both of us.

on't quote exceptions as examples. You need to show the rule. If women could break free earlier, they would have. Its as simple as that.
BTW today the chances of a divorced man or women to re-marry is very very high. Its is slender only if they want to marry a first timer, which is what most attempt for. In my family if I include extended and far off members as well, I know of at least 2 cases of women who got remarried after they got divorced. My close college friend got married again after his divorce (in the US). One relative who remarried her first husband again after their divorce . I do not know of a single person who is still unmarried after a divorce.

Sorry, you are on the wrong here. Look at the example of NRIs in USA or Europe for non-exceptions. You can say these NRI couples live in very permissive societies with equal rights for everything. 90% of the cases both husband and wife are employed, so there is no financial or other opportunity disparity. So why is there so few divorces even among them? Indian expatriates are the most stable families everywhere in the world.

I know of only 1 aunt who remarried and 1 Muslim cousin's wife who remarried after he passed away. There are almost no divorces that I know of, though some struggled through the first few years of bad marriages or just separated to live separate lives without a divorce.

 

[Sahasranama]

Bankruptcy in the United States - Wikipedia, the free encyclopedia

You can go through this to find out I am not in the wrong. Chapter 7 filing is the most common filing.

No you would be wrong. The only property the banks can touch even under chapter 7 are non-exempt ones like office building, office vehicle etc.

Most banks do not go in loss because of the black money factor. At least that is the case in housing loans because so much of the money paid is black money, that the assets are always undervalued and so the debtor in majority of the cases makes sure the payment is done.

I am talking about entrepreneurs and businesses.

I am not denying the progress they made in the last 60 years, but the reasons were certainly not what you give. All that HDI is bullshit. If they had such high HDI, they would not be importing skilled workers from third world countries to carry out their innovations.

It has nothing to do wit HDI, its got everything to do with age and availability of human resources. The median age in Europe is 40, India is 25. Europe fertility is 1.6, India fertility is 2.2. This has resulted in the average retirement age in europe to raise to 62, in India it is 58.

Nope QE is the only reason the Western economies are holding up. That is why the attempt by other countries to get away from IMF and World Bank and make their own BRICS bank. Farmers are given interest at 3% per annum, not something I would consider exorbitant, but yes GM crops should be investigated and other bad farming practices discouraged.

There is nothing special about QE, all Indian banks are underwritten by the Reserve Bank too.

Most Indian farmers get money at the interest rate of 3% a MONTH, not per annum . Most farmers don't even have a bank account and you are talking about farmer loans !!! Its only the Rich farmers and dual income rural families who get govt. loans and waivers.

I do not believe that. The maids are free to walk away or demand a higher pay. For eg, my maid works in many other houses. She is not a full time maid in any house. Should she not like my behavior with her she can and she will find another employer. It is pure demand and supply economics which works to the benefit of both of us.

That would depend on the definition of "benefit of both of us". YOu have a choice of doing the chores yourself, she might not have an alternative career or choice. A shortage of choices makes compelling reason that eventually works in your favour. Have you seen the movie "chandni Bar" ? a old dancer is compelled to become a prostitute. That is what non availability of choice is all about.

Sorry, you are on the wrong here. Look at the example of NRIs in USA or Europe for non-exceptions. You can say these NRI couples live in very permissive societies with equal rights for everything. 90% of the cases both husband and wife are employed, so there is no financial or other opportunity disparity. So why is there so few divorces even among them? Indian expatriates are the most stable families everywhere in the world.

I know of only 1 aunt who remarried and 1 Muslim cousin's wife who remarried after he passed away. There are almost no divorces that I know of, though some struggled through the first few years of bad marriages or just separated to live separate lives without a divorce.

My take is, NRI still cling to very many Indian beliefs and practices which make them a perpetual outsider in their land. No all of them may be manifested externally for economical reasons. However their only constant exposure to their fading link with the motherland remains their spouses. Even enemies who are forced to fight a common foe becomes friends. That is pretty much the case with NRI couples. Most of them do not have extended families in the US or Europe.

You have a Muslim cousin ?